:root{--navy:#001b42;--teal:#008e91;--bright:#00a7a7;--mint:#e9f7f5;--ink:#182c47;--muted:#748194;--line:#e5eaf0;--bg:#f6f8fb;--white:#fff;--shadow:0 3px 16px #001b4204;font-family:'Avenir Next',Avenir,'Segoe UI',sans-serif;color:var(--ink);font-size:14px;font-synthesis:none}*{box-sizing:border-box}body{margin:0;background:var(--bg)}[hidden]{display:none!important}button,input,select{font:inherit}button{cursor:pointer}button:disabled{opacity:.55;cursor:wait}button,a,input,select{outline-offset:4px}button:focus-visible,a:focus-visible,input:focus-visible,select:focus-visible{outline:2px solid 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12px}.import-mode{margin-top:18px}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}#toast{position:fixed;bottom:25px;left:50%;transform:translateX(-50%);background:var(--navy);color:white;font-size:12px;padding:14px 24px;border-radius:8px;box-shadow:0 8px 30px #001b4233;z-index:100;max-width:calc(100% - 30px);text-align:center}#toast.error{background:#793d4b}@media(min-width:1500px){main{padding-top:45px}.sidebar{width:245px;padding-left:30px;padding-right:30px}.main-shell{margin-left:245px;width:calc(100% - 245px)}}@media(max-width:1150px){.sidebar{width:195px;padding:27px 15px}.brand{font-size:18px;gap:8px}.brand img{width:25px}.main-shell{margin-left:195px;width:calc(100% - 195px)}main{padding:30px 25px}.topbar{padding:0 25px}.contribution-card{flex-wrap:wrap}.contribution-copy{min-width:230px}.contribution-card .extra-label{margin-left:auto}.metric{padding:17px 13px}.metric strong{font-size:21px}.strategy-tabs>button{padding:12px 9px;gap:7px}.strategy-tabs small{font-size:8px}.plan-toolbar{gap:10px}.plan-toolbar .plan-name-label{min-width:110px}.save-status{display:none}.app-footer{margin-left:25px;margin-right:25px}.plan-cards{grid-template-columns:repeat(2,1fr)}}@media(max-width:800px){.sidebar{width:70px;padding:25px 10px}.sidebar .brand{justify-content:center}.sidebar .brand>span,.workspace-label,.sidebar-heading,.plan-nav,.sidebar-bottom,.sidebar .nav-item{display:none}.sidebar .brand img{width:30px;height:37px}.sidebar .brand{margin-bottom:30px}.main-shell{margin-left:70px;width:calc(100% - 70px)}.topbar{height:60px}.page-heading{align-items:flex-start}.page-heading h1{font-size:28px}.page-heading p{max-width:290px}.page-heading>.button{font-size:11px;padding:10px}.intro-copy{padding:26px}.intro-graphic{width:36%}.graphic-bars{gap:7px;right:15px}.intro-copy h2{font-size:27px}.contribution-copy{min-width:180px}.metric-grid{grid-template-columns:repeat(2,1fr)}.plan-toolbar{flex-wrap:wrap}.plan-toolbar .plan-name-label{max-width:none;min-width:200px}.plan-toolbar label{flex:1}.strategy-tabs small{display:none}.strategy-tabs strong{font-size:11px}.tab-label{display:none!important}.chart-legend{flex-direction:column;gap:7px}.principles{gap:13px;font-size:9px}.principles .icon{display:none}.auth-story{padding:35px}.auth-story h1{font-size:36px}.auth-panel{padding:30px}.brand-large{font-size:24px}.auth-story-content{padding-top:50px}}@media(max-width:560px){.sidebar{display:none}.main-shell{margin-left:0;width:100%}.topbar{padding:0 18px}.breadcrumb{gap:6px;font-size:10px}.local-badge{font-size:7px;letter-spacing:.7px}.account{gap:6px}.avatar{width:27px;height:27px}main{padding:25px 16px}.page-heading{flex-wrap:wrap;gap:16px;margin-bottom:22px}.page-heading h1{font-size:29px}.page-heading p{font-size:11px;max-width:100%}.page-heading>.button{font-size:11px}.overview-intro{min-height:270px}.intro-copy{padding:25px}.intro-copy h2{font-size:27px}.intro-copy p{max-width:220px}.intro-graphic{width:80px;opacity:.5;margin-left:-50px}.graphic-bars{left:-15px;right:-25px;gap:5px}.graphic-finish{right:5px;font-size:7px;letter-spacing:0;bottom:20px}.plan-cards{grid-template-columns:1fr}.plan-card{min-height:175px}.principles{flex-wrap:wrap;gap:10px 20px;line-height:1.8}.section-heading h2{font-size:19px}.card-heading{padding:20px 16px;flex-wrap:wrap}.card-heading h2{font-size:18px}.heading-actions{gap:6px}.button.small{font-size:10px;padding:7px 9px}.editor-heading .heading-actions{width:100%}.editor-heading .heading-actions button{flex:1}.plan-toolbar .plan-name-label{min-width:100%;width:100%}.plan-toolbar label{min-width:90px;font-size:9px}.plan-toolbar input,.plan-toolbar select{font-size:11px;padding:10px 8px}.debt-table th:first-child{min-width:155px}.debt-table .number-cell input{width:95px}.debt-table .rate-cell input{width:60px}th:first-child,td:first-child{padding-left:16px}th,td{padding-left:10px;padding-right:10px}.contribution-card{padding:18px 16px;gap:13px;margin-bottom:28px}.contribution-copy{min-width:150px}.contribution-copy h3{font-size:13px}.contribution-copy p{font-size:10px}.extra-label{margin-left:0!important;flex:1;justify-content:space-between}.extra-label input{width:85px}.contribution-card>.button{font-size:10px;padding:11px;flex:1}.strategy-tabs>button{padding:10px 6px;justify-content:center;gap:5px}.tab-icon{font-size:8px;padding:5px}.strategy-tabs strong{font-size:10px}.strategy-description{font-size:10px}.metric-grid{gap:10px}.metric{padding:17px 14px}.metric strong{font-size:23px}.metric>span{font-size:10px;margin-bottom:14px}.metric small{font-size:9px}.chart-container{padding-left:12px;padding-right:18px;height:200px}.chart-legend{flex-direction:row;font-size:8px;gap:10px}.schedule-controls{padding:0 16px 16px;flex-direction:column;align-items:flex-start;gap:9px}.schedule-table th,.schedule-table td{font-size:9px;padding:12px 10px}.schedule-table td:first-child{min-width:130px;white-space:normal}.assumptions{font-size:9px}.editor-footer{font-size:9px;gap:15px}.app-footer{margin-left:16px;margin-right:16px;font-size:9px}.auth-screen{display:flex;flex-direction:column}.auth-story{padding:25px;min-height:285px}.auth-story>.brand{justify-content:flex-start;font-size:23px}.auth-story-content{padding:35px 0 10px}.auth-story h1{font-size:35px;margin:12px 0}.auth-story p{font-size:12px}.auth-path,.privacy-line{display:none}.auth-story-content>.eyebrow{font-size:8px}.auth-panel{padding:35px 25px}.auth-form-wrap{max-width:100%}.auth-form-wrap h2{font-size:29px}.auth-form-wrap form{margin-top:23px}dialog{padding:24px}.dialog-heading h2{font-size:25px}}@media(prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}
/* Constrain flex/grid min-content widths so tables scroll inside their cards. */
.main-shell,main,main>section,.card,.metric,.table-scroll,.section-heading>div{min-width:0}
.metric-grid{grid-template-columns:repeat(4,minmax(0,1fr))}
@media(max-width:800px){.metric-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:560px){.results-section>.section-heading{align-items:flex-start;gap:10px}.results-section>.section-heading h2{font-size:18px}.results-section>.section-heading>.tag{flex-shrink:0;font-size:8px;max-width:105px;white-space:normal}.chart-legend{flex-wrap:wrap}.metric strong{overflow-wrap:anywhere}}
.table-scroll{width:100%;max-width:100%;overflow:auto;contain:paint}
html{overflow-x:hidden}
/* The monthly plan leads with the payment instruction; accounting is optional. */
.schedule-controls{justify-content:flex-start;gap:14px;flex-wrap:wrap}
.month-navigation{display:flex;align-items:center;gap:6px}
.month-navigation label{margin:0}
.month-navigation select{min-width:190px;font-size:12px;padding:9px 12px}
.month-arrow{width:36px;min-height:36px;padding:8px}
.month-arrow:disabled{cursor:default;opacity:.35;transform:none}
.previous-chevron{transform:rotate(180deg)}
.month-counter{font-size:11px;color:var(--muted)}
.breakdown-toggle{margin-left:auto;font-size:11px!important;color:#64778d!important;gap:7px!important;cursor:pointer}
.breakdown-toggle input{width:14px;height:14px;margin:0;accent-color:var(--teal)}
.monthly-instruction{margin:0 25px 20px;padding:18px 20px;background:#edf7f5;border:1px solid #d7ebe6;border-radius:7px;display:grid;grid-template-columns:1fr auto;align-items:center;gap:4px 18px}
#month-summary{grid-row:1/3;color:#456a6c;font-size:12px;line-height:1.7}
#month-payment-total{font-size:25px;line-height:1.2;letter-spacing:-.6px;color:var(--navy);text-align:right;font-variant-numeric:tabular-nums}
.monthly-instruction-note{font-size:9px;color:#708e8b;text-align:right}
.payment-plan-table .payment-breakdown{display:none}
.payment-plan-table.show-breakdown .payment-breakdown{display:table-cell}
.payment-plan-table td{padding-top:15px;padding-bottom:15px;font-size:12px}
.payment-plan-table .payment-amount{text-align:right;color:var(--teal);font-weight:750}
.payment-plan-table td.payment-amount{font-size:16px}
.payment-plan-table th:last-child,.payment-plan-table td:last-child{text-align:right}
.payment-plan-table .schedule-debt{white-space:normal;overflow-wrap:anywhere;min-width:130px}
.debt-payment-status{display:block;font-size:10px;font-weight:400;color:var(--teal);margin-top:4px}
.previously-cleared td,.previously-cleared .debt-payment-status{color:#91a0b0!important}
.payment-plan-table tfoot th,.payment-plan-table tfoot td{background:#f7fafb;border-top:1px solid var(--line);font-size:12px;padding-top:16px;padding-bottom:16px;letter-spacing:0;color:var(--navy);font-weight:700}
.payment-plan-table tfoot th:first-child{padding-left:25px}
.payment-plan-table tfoot td.payment-amount{font-size:16px;color:var(--teal)}
@media(max-width:560px){
  .schedule-controls{flex-direction:row;align-items:center;padding:0 16px 17px;gap:10px}
  .month-navigation{width:100%}.month-navigation label{flex:1}.month-navigation select{width:100%;min-width:0}
  .breakdown-toggle{margin-left:auto;font-size:10px!important}.month-counter{font-size:10px}
  .monthly-instruction{margin:0 16px 16px;padding:14px;gap:10px;grid-template-columns:1fr}
  #month-summary{grid-row:auto;font-size:11px}#month-payment-total{font-size:25px;text-align:left}.monthly-instruction-note{text-align:left;margin-top:-6px}
  .payment-plan-table th{font-size:9px;letter-spacing:0;white-space:normal}
  .payment-plan-table td{font-size:11px;padding:14px 10px}.payment-plan-table td.payment-amount{font-size:14px}
  .payment-plan-table td:first-child,.payment-plan-table th:first-child{padding-left:16px;min-width:100px}
  .payment-plan-table th:last-child,.payment-plan-table td:last-child{padding-right:16px}
  .payment-plan-table tfoot th:first-child{padding-left:16px}.payment-plan-table tfoot td.payment-amount{font-size:14px}
  .debt-payment-status{font-size:9px}
}
.payment-plan-warning{margin:0 25px 18px;padding:11px 14px;border:1px solid #ead6b7;border-radius:6px;background:#fff8ed;color:#8b632b;font-size:11px}
@media(max-width:560px){.payment-plan-warning{margin-left:16px;margin-right:16px}}
/* Inputs and payment instructions are separate views of the same saved draft. */
.plan-view-tabs{display:flex;gap:24px;border-bottom:1px solid var(--line);margin-bottom:25px;scroll-margin-top:20px}
.plan-view-tabs [role=tab]{display:flex;align-items:center;gap:8px;border:0;border-bottom:3px solid transparent;background:none;padding:13px 2px;color:#7c8b9e;font-size:13px;font-weight:650}
.plan-view-tabs [role=tab][aria-selected=true]{color:var(--teal);border-bottom-color:var(--teal)}
.plan-view-tabs .icon{width:17px;height:17px}
.payoff-plan-toolbar{display:flex;align-items:center;justify-content:space-between;gap:12px;margin:0 0 24px}
.results-section .schedule-card{margin-bottom:24px}
.results-section .strategy-tabs{margin-top:0}
#result-empty .button{margin-top:20px}
@media(max-width:560px){
 .plan-view-tabs{gap:22px;margin-bottom:20px}.plan-view-tabs [role=tab]{font-size:12px;padding:12px 0}
 .payoff-plan-toolbar{align-items:flex-start;flex-wrap:wrap;gap:14px;margin-bottom:20px}.payoff-plan-toolbar>.tag{font-size:9px}
 .payoff-plan-toolbar .heading-actions{margin-left:auto}.payoff-plan-toolbar .button.small{font-size:10px}
 .results-section .schedule-card{margin-bottom:20px}
}
.active-plan-banner,.tracking-choice{display:flex;align-items:center;justify-content:space-between;gap:18px;border:1px solid #cce6e1;border-radius:9px;background:#edf7f5;padding:19px 22px;margin:22px 0}
.active-plan-banner strong{font-size:18px;color:var(--navy)}.active-plan-banner .eyebrow,.tracking-choice .eyebrow{font-size:8px;margin-bottom:7px}
.active-plan-banner p,.tracking-choice p{font-size:11px;margin-top:5px;max-width:610px}.tracking-choice h3{font-size:17px}.tracking-choice.is-active{border-color:#9dcfc6}
.plan-card .tracking-card-label{font-size:9px;color:var(--teal);font-weight:700;margin-top:12px}.plan-link .tracking-nav-icon{width:13px;height:13px;color:var(--teal);margin-left:auto}
.tracking-progress{padding:0 2px 22px}.tracking-progress-heading{display:flex;justify-content:space-between;gap:12px;font-size:11px;margin-bottom:9px}.tracking-progress-heading strong{color:var(--navy)}.tracking-progress-heading span{color:#718699}
.tracking-progress progress{display:block;width:100%;height:8px;appearance:none;border:0;border-radius:10px;overflow:hidden;background:#e1e9ed;color:var(--teal)}
.tracking-progress progress::-webkit-progress-bar{background:#e1e9ed;border-radius:10px}.tracking-progress progress::-webkit-progress-value{background:var(--teal);border-radius:10px}.tracking-progress progress::-moz-progress-bar{background:var(--teal);border-radius:10px}.tracking-progress>p{font-size:10px;margin-top:8px}
.month-completion{padding:0 25px 20px}.month-completion>label{display:flex;gap:9px;align-items:center;font-size:12px;font-weight:650;color:var(--navy);cursor:pointer}.month-completion input{width:17px;height:17px;accent-color:var(--teal);margin:0}.month-completion input:disabled{cursor:default}.month-completion p{font-size:10px;margin-top:7px;margin-left:26px;max-width:720px}.month-completion.is-complete{color:var(--teal)}
.chart-container .confirmed-line{fill:none;stroke:var(--navy);stroke-width:4;stroke-linejoin:round;stroke-linecap:round}.legend.confirmed:before{background:var(--navy)}.chart-container .future-line{stroke-dasharray:5 4}.chart-progress-note{font-size:10px;padding:0 25px 18px;color:#8797a8}
.tracking-history{border:1px solid var(--line);border-radius:8px;padding:15px 20px;margin-bottom:20px;background:white}.tracking-history summary{cursor:pointer;font-size:12px;color:#61758a}.tracking-history p,.tracking-history li{font-size:10px;margin-top:10px;color:#7c8d9e;line-height:1.7}
@media(max-width:560px){.active-plan-banner,.tracking-choice{flex-direction:column;align-items:stretch;padding:17px;margin:18px 0}.active-plan-banner>.button,.tracking-choice>.button{align-self:flex-start}.tracking-progress-heading{flex-direction:column;gap:5px}.month-completion{padding:0 16px 18px}.month-completion>label{font-size:11px;align-items:flex-start}.month-completion input{flex-shrink:0}.month-completion p{font-size:10px}.chart-progress-note{padding:0 16px 16px;font-size:9px}}

/* Authentication providers share the same account and explicit confirmation flow. */
.auth-form-wrap>#auth-google{margin-top:22px}#auth-link{margin-bottom:14px}#auth-resend{margin:10px 0}#clear-send-link{margin:12px 0}#clear-method-label select{padding:11px;font-size:13px}#clear-link-help{font-size:12px;margin-bottom:15px}

.password-rules{font-size:11px;line-height:1.6;margin:-6px 0 18px;color:#62748a}

/* Account email actions are standalone pages, accessible before sign-in. */
.email-action-header{max-width:1100px;margin:0 auto;padding:30px 32px}
.email-action-main{max-width:560px;margin:4vh auto;padding:0 20px 32px}
.email-action-card{padding:34px}
.email-action-card h1{font-size:32px;line-height:1.15;margin:16px 0;letter-spacing:-.035em}
.email-action-card h1:focus{outline:none}
.email-action-card>p{font-size:13px;line-height:1.7}
.email-action-card .action-email{margin:16px 0;color:var(--navy);font-weight:600;overflow-wrap:anywhere}
.email-action-card form{margin-top:24px}
.email-action-card label{display:flex;flex-direction:column;gap:8px;font-size:12px;color:#62748a;margin-bottom:18px}
.email-action-card input{width:100%;padding:13px 12px;font-size:14px}
.email-action-card .button{min-height:44px}
.email-action-card .form-message{margin:14px 0;min-height:0}
.email-action-footnote{text-align:center;font-size:11px;color:var(--muted);margin-top:22px}
@media(max-width:560px){.email-action-header{padding:24px 20px}.email-action-main{margin:16px auto}.email-action-card{padding:25px}.email-action-card h1{font-size:29px}}